ACA-Income Table: do I qualify for a subsidy?

2014 OREGON POVERTY GUIDELINES, i.e. ‘Federal Poverty Level’ (http://aspe.hhs.gov/poverty/14poverty.cfm)
Persons in family/household Poverty guideline (100% of FPL) 138% of FPL (below this limit, adults may qualify for OHP) 250% of FPL (Cost Share Reduction applies between 139-250% of FPL. Silver plans only) 305% of FPL (below this limit, children may qualify for OHP) 400% of FPL (below this limit, adults may qualify for a subsidy through CoverOregon.com)
1 $11,670.00 $16,104.60 $29,175.00 $35,594 $46,680
2 $15,730.00 $21,707.40 $39,325.00 $47,977 $62,920
3 $19,790.00 $27,310.20 $49,475.00 $60,360 $79,160
4 $23,850.00 $32,913.00 $59,625.00 $72,743 $95,400
5 $27,910.00 $38,515.80 $69,775.00 $85,126 $111,640
6 $31,970.00 $44,118.60 $79,925.00 $97,509 $127,880
7 $36,030.00 $49,721.40 $90,075.00 $109,892 $144,120
8 $40,090.00 $55,324.20 $100,225.00 $122,275 $160,360
  • Adults will be able to earn up to 138% of Federal Poverty Level and still qualify for the OHP.
  • Children of parents earning up to 305% of FPL may qualify for OHP.
  • Adults earning between 139 and 250% of FPL will be eligible for CSR ‘Cost Share Reduction’. CSR is available on Silver plans, and it means that the deductibles and copays will be shrunk down to make medical care more affordable. This is an additional/extra benefit above and beyond the subsidy for which these same people will qualify.
  • Household members earning less than 400% of FPL may qualify for a subsidy, but ONLY if they purchase new insurance through Cover Oregon and don’t have coverage available to purchase through employment.
  • The Small Employer Tax Credit, which started in 2010 will be expanded in 2014 but only for new group health insurance plans purchased through Cover Oregon.